Skip to content
Jharis

Shop free · we donate the commission

Shop the stores you already use. We turn the commission into microloans.

Free for you — the donation comes from our commission, not your wallet. Same price, normal checkout on the store's own site.

How is this free?

Straight from the public ledger — the next number is yours.

Pick a store. Shop as normal.

  • Same price as going direct
  • Normal checkout on the store's own site
  • Nothing to install — no coupon codes

See it in real money

If your next order is

it funds up to $12.00 in Kiva microloans — shopping at Papa John's, at no cost to you.

That comes out of the store's commission, not your pocket. Rates can change — the figure shown is the current published rate.

The catch

How can this be free?

There isn't a catch. You pay the normal price; the store pays us for the referral; we give a published share of that to charity. No markup, no membership, no data resale.

  1. You pay the store's normal price

    Same catalogue, same checkout, same total. Nothing added.

  2. The store pays Jharis a commission

    A referral fee for sending you — standard affiliate mechanics.

  3. We send a published % to a Kiva loan

    Paid out monthly, and listed on our public ledger.

No. It's the identical price and the normal checkout on the store's own site. Jharis never adds a surcharge, markup, or fee.

Convinced?

The three most generous stores to start with

See all six

Every dollar, on the record

Proof it actually pays out

Every loan, defaults included → view the ledger
Loans funded by shopping
380

since 2020

Countries reached
69

94 field partners

Donated via Jharis
$6,870

paid out to Kiva microloans

Reported losses
$71.04

defaults shown openly

Figures are computed from the live donation ledger. Across the wider Kiva crowd, these loans total $3,560,060 funded — slice it yourself by country, sector, or year on the Explore page.

Recent loans your shopping funded

The six most recent microloans paid out from Jharis donations.

Ulises Calixto

Paying back

Barber Shop · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$1,475
Funded
Jun 28, 2026

KATSETSE

Fundraising

Food Production/Sales · The Democratic Republic of the Congo

via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)

Donated via Jharis
$50
Loan size
$2,000
Funded
Jun 18, 2026

Gabriel

Paying back

Personal Expenses · Solomon Islands

via South Pacific Business Development (SPBD) - Solomon Islands

Donated via Jharis
$25
Loan size
$325
Funded
Jun 18, 2026

KAHAMBU

Paying back

Construction · The Democratic Republic of the Congo

via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)

Donated via Jharis
$25
Loan size
$1,200
Funded
Jun 18, 2026

CORAZON ALEGRE

Paying back

Home Products Sales · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis
$25
Loan size
$5,975
Funded
Jun 18, 2026

Eskala

Paying back

Services · Honduras

via Eskala Inc

Donated via Jharis
$10
Loan size
$200,000
Funded
Jun 18, 2026
View all 380 →

Our promise to you

Jharis is built around a simple rule: don't pretend. Last loan recorded Jun 29, 2026.

  • Zero cost to you — the donation comes from our affiliate commission, not your wallet.
  • Donation rates are published per store and applied to every valid purchase.
  • Paid out monthly to Kiva microloans — a non-profit lender.
  • The full ledger of funded loans is public on this site, defaults included.
  • We never sell your data or run advertising trackers.
  • Independent — not affiliated with Kiva or any merchant.

Ready when you are

Six places to start giving for free

Pick the store you'd use anyway and shop as normal. Every valid purchase donates the listed percentage to a Kiva microloan, at zero cost to you.

Donation rates are paid from Jharis's affiliate commission on each valid purchase and are sent to Kiva microloans monthly. Rates can change at any time — the figure shown is the current published rate.